We don’t know about you, but our insurance bill nearly cripples our finances every month. It’s hard enough scraping together money for petrol, let alone paying the insurance charge. It got us thinking about how every car has a different insurance cost. We were intrigued about the cheapest possible insurance quote, so we decided to investigate. Remember, every insurance quote is calculated based on size, safety, and economy.
We entered the details of every car we could think of on Comparaencasa to compare the quotes. We were expecting to see dull, small cars coming out on top. But, in fact, there were some interesting surprises in the there. Let’s take a look.
The Hyundai i10 is already our favourite small city car. It’s part of the new breed of microcars that are starting to dominate the city roads. Most of them feel flimsy to drive, and provide little in the way of fun or excitement. But the i10 is different. It’s got heart and personality. It gets great mileage, but doesn’t feel out of place on the motorway either. Best of all, you’ll save a lot of money on insurance.
Unsurprisingly, lots of the microcars found their way into the lowest insurance category. After all, they each have small 1 litre engines with fantastic fuel economy. However, many of them fail in the safety category. They return only 3 stars in the Euro NCAP tests. The Skoda Citigo is different, however. It is still small and economical, but it’s also very safe. A fine balance of engineering that results in a low insurance quote.
Citroen C4 Cactus
The Cactus is one of the strangest cars on the market. It still inspires debate here at Carfilia HQ, and the office is split. Is it a paragon of awesome new design. Or is it just ugly? One thing’s for sure, it’s cheap to insure! That’s partly because it has a modest engine with astonishing fuel economy. It’s also because it’s one of the safest cars on the road. The strange ‘armour’ on the side, prevents it from picking up scrapes and bodywork trouble. It’s an insurer’s dream!
It’s the best selling car on the continent, and that’s no coincidence. The Fiesta is the people’s favourite. And it’s a masterpiece of balanced engineering. It’s got everything. Great safety credentials and wonderful driving experience. Best of all, it’s affordable in every aspect.
The Dacia Sandero is a budget car in every conceivable way. In fact, it’s the cheapest car on the market. It’s also wildly affordable to insure, according to our results. But, don’t let that put you off. The Sandero is actually a brilliant all-round performer. A great family car, and affordable run-around. It won’t set any fires alight at the Nurburgring, but your bank balance will appreciate it.
Insurance is one of the biggest aspects of your car running costs. It’s worth inspecting the potential price of yours before you buy the car. It will save you a lot of money down the line.